About the role
Description
We are seeking an experienced Mortgage Lender to join our team in South Sioux City, NE. You will help clients navigate the home-buying process and find the best financing solutions. The ideal candidate brings a strong background in mortgage closing operations. You will manage the loan process from origination through closing while ensuring compliance and top-tier customer service.
Key Responsibilities
- Originate residential mortgage loans by evaluating applicant financial profiles.
- Guide borrowers through the process from application to final loan closing.
- Review financial documentation including tax returns, credit reports, and income statements.
- Collaborate with processors and underwriters to ensure accurate loan documentation.
- Maintain active knowledge of local real estate markets, compliance regulations, and lending products.
- Develop relationships with real estate agents, builders, and community partners to generate leads.
Requirements
Experience
: Minimum of 3–5 years of direct experience in mortgage closing or processing.
Licensing
: Active NMLS license (or ability to obtain quickly upon hire).
Compliance Knowledge
: Deep understanding of TRID, RESPA, and federal lending guidelines.
Tech Skills
: Proficiency with Loan Origination Systems (LOS) and automated underwriting systems (DU/LP).
Skills
: Strong financial acumen, sharp attention to detail, and excellent communication habits.
Preferred Qualifications
- Consumer Lending: Experience with personal loans, auto loans, or home equity lines of credit (HELOCs).
- Language: Bilingual skills (English and Spanish) are highly valued to serve our diverse local community.
Benefits
Competitive salary
Comprehensive health, dental, and vision insurance
Company paid life insurance
401(k) matching program
Paid time off and observed company holidays
F&M Clothing Credit