About the role
ABOUT INCARD
- Incard’s mission is to build the financial operating system for entrepreneurs.
- We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.
- Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.
HO WE’RE LOOKING FOR
- We’re looking for a Compliance Officer to support Incard’s client onboarding, financial crime controls, and regulatory operations.
- You’ll work closely with the Compliance, Risk, and Operations teams to ensure customers are onboarded safely, monitored correctly, and reviewed in line with regulatory requirements. This is a hands-on role at the heart of our day-to-day compliance operations.
- This role is ideal for someone who enjoys operational excellence, attention to detail, and working in a fast-growing fintech environment.
WHAT YOU’LL DO
CLIENT ONBOARDING & KYB / KYC
- Perform KYB and KYC reviews for new customers
- Review corporate structures, UBOs, directors, and controlling persons
- Assess onboarding documentation and identify risk factors
- Support enhanced due diligence (EDD) where required
ONGOING DUE DILIGENCE
- Conduct periodic reviews of existing customers
- Monitor changes in customer profiles, ownership, or activity
- Support event-driven reviews triggered by risk or transaction behaviour
TRANSACTION & NAME SCREENING SUPPORT
- Support transaction monitoring reviews and investigations
- Assist with name screening alerts and false-positive resolution
- Escalate suspicious activity to senior compliance or MLRO where appropriate
AUDIT, REPORTING & CONTROLS
- Support internal and external audits and regulatory reviews
- Help prepare compliance reports, evidence packs, and audit responses
- Maintain accurate records, logs, and case documentation
CROSS-FUNCTIONAL COLLABORATION
- Work closely with Customer Support, Product, and Operations teams
- Provide guidance on compliance requirements during onboarding and lifecycle events
- Help improve onboarding and monitoring processes over time
WHAT WE’RE LOOKING FOR
- 2–5+ years of experience in compliance, KYB/KYC, or financial crime operations
- Strong understanding of CDD, EDD, and AML fundamentals
- Experience reviewing corporate structures and beneficial ownership
- Familiarity with transaction monitoring and name screening processes
- Comfortable working with compliance tools and case management systems
- Strong attention to detail and good judgement
- Clear written and verbal communication skills
NICE TO HAVE
- Experience in fintech, payments, or e-money institutions
- Knowledge of EU or UK AML regulations
- Experience supporting audits or regulatory exams
- Familiarity with tools such as World-Check, ComplyAdvantage, or similar
BENEFITS
- Competitive cash-based compensation
- Incard stock options
- 25 days of paid time off per year, plus bank holidays and your birthday off
- Global health insurance and unlimited paid sick leave