Senior Product Owner (UX)

ABOUT INCARD

• Incard’s mission is to build the financial operating system for entrepreneurs.
• We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.
• Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.

WHO WE’RE LOOKING FOR

• We’re looking for a Senior Product Owner (UX) who operates like a mini-CEO of their product vertical.
• You’ll own an entire product area end-to-end — from problem discovery and UX thinking to execution, quality, and iteration. This role sits at the intersection of product strategy, UX, and delivery, with daily exposure to senior leadership.
• This role is ideal for someone with strong UX instincts, excellent execution discipline, and a true builder mindset — someone who takes full ownership of outcomes, not just tasks.

WHAT YOU’LL DO

OWN A PRODUCT VERTICAL END-TO-END

• Act as the founder of your feature area, with full ownership over scope, quality, and results
• Own your roadmap with clarity, focus, and simplicity
• Shape zero-to-one features before engineering teams scale in

PRODUCT STRATEGY & DISCOVERY

• Conduct user research, competitive analysis, and partner/vendor calls
• Define product scope, flows, architecture, and success metrics
• Make sharp prioritisation decisions to maximise impact and reduce noise

UX & DESIGN LEADERSHIP

• Work closely with designers during early discovery, ideation, and problem exploration
• Shape user journeys, prototypes, and product concepts through rapid iteration
• Ensure every experience is intuitive, simple, and aligned with Incard’s design principles
• Own design QA and maintain a very high bar for polish and usability

EXECUTION & DELIVERY

• Write clear product requirements, acceptance criteria, edge cases, and tickets
• Support engineers during development with fast decisions and clarifications
• Run daily standups with your squad
• Own triage: distinguish quick wins from long-term backlog items
• Manage post-launch iterations and continuous improvement

QUALITY & CROSS-FUNCTIONAL OWNERSHIP

• UAT features end-to-end before go-live
• Work closely with QA to ensure reliability and consistency
• Collaborate with compliance, risk, operations, and customer-facing teams
• Create clear internal documentation for new features
• Support hiring and help shape your future squad

WHAT WE’RE LOOKING FOR

• 3–5+ years of experience in Product Ownership, Product Management, or UX-led Product roles
• Strong UX mindset with excellent taste for simplicity, clarity, and clean interfaces
• Proven experience owning end-to-end delivery in small, fast-moving teams
• Ability to produce clear specs, flows, documentation, and well-structured tickets
• Comfortable with ambiguity and zero-to-one execution
• Exceptional organisation, attention to detail, and follow-through
• Strong communication skills with design, engineering, and leadership

NICE TO HAVE

• Experience in fintech, payments, or financial products
• Background as a product designer or UX researcher
• Comfort understanding APIs, data flows, or technical constraints
• Experience building products from scratch in a startup environment

MINDSET WE LOOK FOR

• Mini-CEO mentality — you own outcomes, not just deliverables
• Strong sense of urgency and accountability
• Low-ego, highly collaborative team player
• Sharp product taste and instinct for great UX
• Efficiency-driven — small squads, clear scope, fast execution
• Startup DNA — bias to action, fast iteration, no bureaucracy

BENEFITS

• Competitive cash-based compensation
• Incard stock options
• 25 days of paid time off per year, plus bank holidays and your birthday off
• Global health insurance and unlimited paid sick leave