REO Contract Analyst

Overview

The REO Contract Analyst is responsible for analyzing and reviewing real estate-owned (REO) purchase contracts to ensure accuracy, compliance, and adherence to investor, insurer, and company requirements. This role serves as the first line of quality control in the contract-to-close process by identifying discrepancies and confirming that required documentation is properly executed before files move forward. The REO Contract Analyst also supports post-sale deed intake by auditing deeds received by mail, scanning and indexing the documents, and uploading them to the appropriate system records and orders. The ideal candidate is detail-oriented, knowledgeable in real estate contracts, and skilled at communicating with multiple stakeholders.

What you will do

Essential Duties and Responsibilities

• Review REO purchase contracts and related addenda for accuracy, completeness, and compliance.
• Verify contract terms, pricing, buyer and seller information, and contingencies align with investor and company guidelines.
• Identify and resolve errors, omissions, or inconsistencies in contracts before processing.
• Ensure required addenda, including HUD, VA, Fannie Mae, Freddie Mac, or client-specific forms, are included and correctly completed.
• Communicate with asset managers, real estate agents, and internal teams to obtain missing or corrected documents.
• Track contract timelines and flag potential issues that could delay closing.
• Maintain accurate and organized contract files for compliance and audit readiness.
• Provide feedback and escalate unresolved discrepancies to management as needed.
• Receive post-sale deeds and related documents delivered by mail; audit each document for the correct property or order, completeness, legibility, recording information, and required supporting documentation.
• Scan and index post-sale deeds using established naming and quality standards, upload them to the appropriate system record or order, and route exceptions for correction or follow-up.
• Assist other teams with operational tasks, document review, and related business needs as requested.
• Perform all other duties as assigned.

What you will bring

• High school diploma or equivalent required; associate or bachelor’s degree preferred.
• Two or more years of experience in REO, real estate contracts, and REO-specific requirements preferred.
• Familiarity with investor and insurer guidelines, including HUD, VA, Fannie Mae, and Freddie Mac, preferred.
• Excellent attention to detail and organizational skills.
• Strong communication and problem-solving skills.
• Ability to work both independently and as part of a team.
• Ability to work in a fast-paced environment, manage competing priorities, and meet strict deadlines.
• Proficiency with computers, including Microsoft Office, mortgage servicing or REO platforms, document imaging and scanning tools, and electronic records or order management systems.
• Ability to work overtime as needed.

What we offer

Competitive payrates based on skills and experience

Extensive benefits package

: Medical, dental, vision, HSA, mental health programs, Employee Assistance Program, short term disability, voluntary insurance (LTD, auto, home, life, legal, pet, identify theft), employee discounts

Rest and relaxation

Paid holidays and generous PTO based on tenure

Community and Philanthropy: Paid volunteer time

Paid Maternity and Parental Leave

Contribute to your future

401K plan and robust continuous learning opportunities

Work Perks Program

Access to discounts that help save money in your daily life

Is this the ideal location for you?
This is an ONSITE position, meaning you have to report in office.