About the role
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives . At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program,
fertility and family building aids,
life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to
The Dallas Morning News
’ Dallas-Fort Worth metroplex Top Workplaces 2023 and
GoBankingRate’s
2023 list of Best Regional Banks. For more information about joining our team, please visit us at
www.texascapitalbank.com
.
Overview: This new hire will join Texas Capital's securitization and structured finance platform, overseeing transactions across residential mortgage, consumer, commercial, and specialty asset classes. This individual will be responsible for originating and executing warehouse and capital markets securitization transactions, collaborating with corporate banking and treasury partners, and building long-term client relationships. Texas Capital's securitization group covers a comprehensive range of asset classes:
Residential:
Non-QM mortgages, HELOCs, rental-to-lease programs, home equity investments, and single-family properties
Consumer:
Personal loans, credit cards, auto loans, student loans, home improvement financing, and related consumer credit
Commercial:
Equipment financing, small business lending, fleet leasing, energy assets, digital infrastructure, and franchise financing
Esoteric:
Media rights, insurance contracts, litigation finance, and other specialized securitizations
Responsibilities:
Originate and lead execution of securitization and structured finance transactions across diverse asset classes
Execute transactions in primary and secondary securitization markets, including public/144A issuances, private placements, forward flows, warehouse financing, repo transactions, and trading activities
Develop strategic partnerships with Texas Capital's banking coverage teams and external clients to identify new business opportunities
Collaborate seamlessly with internal stakeholders across sales & trading, credit, legal, risk, operations, and treasury to ensure superior execution
Build and maintain comprehensive cash flow models; develop and validate collateral performance assumptions; conduct scenario and sensitivity analysis to support rating agency submissions and investor materials
Establish consistent underwriting standards, risk discipline, and execution excellence across the platform, including balance sheet deployment
Build, mentor, and develop a high-performing team of junior bankers focused on origination and execution
Required Qualifications:
10+ years of securitization structuring experience (ABS and/or RMBS) at a bank, broker-dealer, accounting firm, or private credit firm
Bachelor's degree in finance, economics, mathematics, engineering, or related quantitative field
Demonstrated experience across multiple asset classes (residential mortgage, consumer loans and leases, commercial finance, and/or esoteric securitizations)
Deep understanding of securitization structures, rating agency methodologies, investor requirements, and secondary market dynamics
Strong negotiating skills and sound judgment in balancing risk, regulatory requirements, and stakeholder interests
Excellent communication and writing skills, with demonstrated ability to develop client presentations, investor materials, and internal credit memorandums
Advanced financial modeling proficiency in Excel and INTEX, including investor sensitivities, rating agency methodologies, and warehouse credit analysis
Advanced proficiency in Excel, Python, AI tools, and Bloomberg analytics preferred
CFA candidacy or CFA charterholder status preferred
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.